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Commercial financing calculators.

Run useful preliminary calculations without creating an account or sending the assumptions to CommercialTitan.

Estimate debt service coverage ratio from annual net operating income and annual debt service.

Calculate annual NOI as a percentage of the requested loan amount.

Calculate loan-to-value from loan amount and property value.

Calculate loan-to-cost for a construction or improvement project.

Calculate capitalization rate from annual NOI and property value or purchase price.

Estimate principal-and-interest payments using a loan amount, rate and amortization period.

Estimate the remaining principal balance at the end of a shorter commercial-loan term.

Estimate monthly interest-only payments from loan amount and annual interest rate.

Estimate the occupancy needed to cover operating expenses and debt service.

Review basic owner-occupancy inputs before discussing SBA financing with a participating provider.

Results are estimates based solely on the assumptions entered and are not financing offers, approvals or quoted terms.