Borrower preparation guide
Common Documents for Commercial Financing.
A practical checklist of property, sponsor and transaction materials commonly requested during commercial financing review.
Preparation checklist
- Property financials: trailing-12, year-to-date statement and current rent roll
- Sponsor materials: resume, ownership schedule and financial information requested by the financing provider
- Transaction materials: purchase contract, current loan statement or project budget
- Asset materials: photos, surveys, plans and available third-party reports
- A short scenario summary explaining the request, timing and business plan
Keep the package decision-ready
A useful financing package is complete enough to evaluate, consistent across its documents and candid about material risks. Requirements vary by provider and transaction, so confirm the final document list directly with the organization reviewing the request.